I am either insane or clairvoyant. And I will have a better handle on that statement in 2009. I started my own LLC to help recruit and train a larger array of  salespeople in the retail environment. I left my former employer on 9-16. On 9-17, the financial solar system as we knew it imploded into a thousand headlines. This whole situation is kind of like a football team being down 14-0 a minute into the game. Panic and emotion kick in and common sense heads out of the stadium. This CRISIS is 99% emotion and 1% economic. But try to tell that to companies who need recruiting. They talk of reorgs and budget reassessments and losses... No one ever saved and cut their way to profitability. Companies climbing up and out of this recession need good people, need trained people, need better net and need solid customer base. Put people to work; put people in the right position, and put the minds of global business back in business. Put the Cap back in Capitalism and let's head to 2009 with the focus to grow and make a statement that the past is the past, the future is the future and we are here NOW... Is that not why we call it the PRESENT? It is indeed a gift.  I promise you that things will settle down. Just look at gasoline prices!